@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700&display=swap');

:root{--ink:#111214;--ink-2:#191b1e;--ink-3:#23262a;--paper:#f3f1ec;--white:#fff;--gold:#c8a868;--gold-light:#e6d19e;--muted:#6c6e70;--line:#d8d5ce;--shell:1240px;--sans:"DM Sans",Arial,sans-serif;--display:"Manrope",Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:92px}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}body.menu-open{overflow:hidden}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button{color:inherit}.shell{width:min(calc(100% - 48px),var(--shell));margin-inline:auto}.skip-link{position:fixed;top:8px;left:8px;z-index:9999;background:#fff;color:#000;padding:10px 15px;transform:translateY(-150%)}.skip-link:focus{transform:none}.launch-note{position:relative;z-index:110;background:#d9c28e;color:#242018;text-align:center;padding:7px 20px;font-size:10px;letter-spacing:.04em}.launch-note span{font-weight:800;text-transform:uppercase;margin-right:8px}.site-header{position:absolute;left:0;right:0;top:31px;height:82px;z-index:100;color:#fff;border-bottom:1px solid rgba(255,255,255,.14);transition:background .3s,box-shadow .3s,top .3s}.site-header.is-scrolled,.site-header.is-sticky{position:fixed;top:0;background:rgba(17,18,20,.94);backdrop-filter:blur(18px);box-shadow:0 8px 35px rgba(0,0,0,.16)}.header-inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:30px}.pf-logo{display:flex;align-items:center;gap:13px;flex:0 0 auto}.pf-logo__mark{display:grid;grid-template-columns:1fr 1fr;width:43px;height:43px;border:1px solid rgba(255,255,255,.65)}.pf-logo__mark i{display:grid;place-items:center;font:500 13px/1 var(--display);font-style:normal}.pf-logo__mark i:first-child{background:var(--gold);color:#161616}.pf-logo__mark i:last-child{color:#fff}.pf-logo__type{display:grid;grid-template-columns:auto auto;column-gap:4px;line-height:1}.pf-logo__type strong,.pf-logo__type em{font:600 15px/1 var(--display);letter-spacing:.07em}.pf-logo__type em{font-style:normal;color:var(--gold-light)}.pf-logo__type small{grid-column:1/3;margin-top:5px;font-size:6px;letter-spacing:.18em;color:#aaa}.desktop-nav{display:flex;gap:30px;margin-left:auto}.desktop-nav a{font-size:12px;color:#d7d7d7;transition:.2s}.desktop-nav a:hover{color:var(--gold-light)}.header-actions{display:flex;align-items:center;gap:14px}.header-phone{display:flex;align-items:center;gap:7px;font-size:11px;color:#d6d6d6}.header-phone svg{width:16px}.button{display:inline-flex;align-items:center;justify-content:center;gap:11px;border:1px solid transparent;min-height:50px;padding:0 24px;font-size:12px;font-weight:700;letter-spacing:.01em;cursor:pointer;transition:transform .2s,background .2s,border-color .2s}.button:hover{transform:translateY(-2px)}.button svg{width:17px}.button--small{min-height:40px;padding-inline:17px;font-size:10px}.button--large{min-height:57px;padding-inline:27px}.button--gold{background:var(--gold);color:#151515}.button--gold:hover{background:#d7ba7d}.button--glass{border-color:rgba(255,255,255,.35);background:rgba(255,255,255,.06);color:#fff;backdrop-filter:blur(10px)}.button--glass:hover{background:rgba(255,255,255,.12)}.button--wide{width:100%}.menu-button{display:none;border:0;background:transparent;width:42px;height:42px;padding:10px}.menu-button i{display:block;height:1px;background:#fff;margin:7px 0;transition:.2s}.mobile-nav{display:none}.hero{position:relative;min-height:900px;background:#101216;color:#fff;overflow:hidden}.hero-image{position:absolute;inset:0;background:url("pf-finanzen-hero.png") center/cover no-repeat}.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,9,12,.96) 0%,rgba(7,9,12,.77) 38%,rgba(7,9,12,.14) 72%,rgba(7,9,12,.35) 100%),linear-gradient(0deg,rgba(6,8,10,.78),transparent 45%)}.hero-inner{position:relative;z-index:2;min-height:900px;padding-top:190px;padding-bottom:130px;display:grid;grid-template-columns:1.08fr .72fr;gap:80px;align-items:center}.hero-copy{max-width:720px}.eyebrow,.section-no{margin:0 0 26px;font-size:10px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-light)}.eyebrow{display:flex;align-items:center;gap:10px}.eyebrow span{width:28px;height:1px;background:var(--gold)}.hero h1{font:500 clamp(62px,7.4vw,105px)/.91 var(--display);letter-spacing:-.072em;margin:0}.hero h1 em{font-style:normal;color:transparent;-webkit-text-stroke:1px rgba(255,255,255,.68)}.hero-lead{max-width:650px;margin:31px 0 35px;color:#c5c7c9;font-size:17px;line-height:1.72}.hero-actions{display:flex;gap:11px;flex-wrap:wrap}.hero-proof{display:flex;gap:25px;list-style:none;padding:0;margin:32px 0 0;color:#b4b7b9;font-size:10px}.hero-proof li{display:flex;align-items:center;gap:7px}.hero-proof svg{width:14px;color:var(--gold)}.finder{align-self:center;background:rgba(16,18,21,.87);border:1px solid rgba(255,255,255,.19);backdrop-filter:blur(24px);padding:29px;box-shadow:0 30px 90px rgba(0,0,0,.34)}.finder-head{display:flex;justify-content:space-between;color:#8e9295;font-size:8px;letter-spacing:.17em}.finder h2{font:500 25px/1.25 var(--display);letter-spacing:-.035em;margin:23px 0 22px}.finder-grid{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #34373a;border-left:1px solid #34373a}.finder-grid a{display:grid;grid-template-columns:26px 1fr 13px;gap:9px;align-items:center;min-height:74px;padding:12px 14px;border-right:1px solid #34373a;border-bottom:1px solid #34373a;font-size:10px;transition:.2s}.finder-grid a>svg:first-child{width:21px;color:var(--gold)}.finder-grid a>svg:last-child{width:12px;color:#717579}.finder-grid a:hover{background:var(--gold);color:#111}.finder-grid a:hover svg{color:#111}.finder>p{display:flex;align-items:center;gap:7px;margin:20px 0 0;color:#85898c;font-size:8px}.finder>p span{width:6px;height:6px;border-radius:50%;background:#6cae73;box-shadow:0 0 0 4px rgba(108,174,115,.12)}.scroll-cue{position:absolute;z-index:3;left:50%;bottom:25px;display:flex;align-items:center;gap:12px;transform:translateX(-50%);font-size:8px;text-transform:uppercase;letter-spacing:.2em;color:#979a9c}.scroll-cue i{display:block;width:1px;height:35px;background:linear-gradient(var(--gold),transparent)}.trust-strip{background:#0c0d0f;color:#8e9193;border-top:1px solid #2b2d30}.trust-strip .shell{min-height:67px;display:flex;align-items:center;justify-content:space-between;gap:15px;font-size:8px;letter-spacing:.16em}.trust-strip i{width:3px;height:3px;border-radius:50%;background:var(--gold)}.section{padding:125px 0}.section-intro{display:grid;grid-template-columns:1.15fr .7fr;gap:100px;align-items:end;margin-bottom:62px}.section-intro h2,.guide-head h2,.finance-copy h2,.request-copy h2{font:500 clamp(45px,5.2vw,72px)/1.01 var(--display);letter-spacing:-.058em;margin:0}.section-intro h2 em,.guide-head h2 em,.finance-copy h2 em,.request-copy h2 em{font-style:normal;color:#a28754}.section-intro>p{color:var(--muted);font-size:15px;line-height:1.75;margin:0 0 4px}.section-no{color:#8d7447;margin-bottom:23px}.products-section{background:var(--paper)}.product-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}.product-card{display:flex;flex-direction:column;min-height:414px;padding:28px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);transition:background .25s,transform .25s;position:relative}.product-card:hover{background:#fff;z-index:1}.product-card--featured{background:#eae6de}.product-card--featured:hover{background:#dfd5c3}.product-card__top{display:flex;justify-content:space-between;align-items:flex-start}.product-icon{width:49px;height:49px;display:grid;place-items:center;border:1px solid #cbc5b9}.product-icon svg{width:23px}.product-index{font-size:8px;color:#9b9b98}.product-kicker{margin:45px 0 8px!important;color:#8c7448!important;font-size:9px!important;text-transform:uppercase;letter-spacing:.11em}.product-card h3{font:600 23px/1.18 var(--display);letter-spacing:-.035em;margin:0 0 14px}.product-card>p{color:var(--muted);font-size:12px;line-height:1.68;margin:0}.product-tags{display:flex;flex-wrap:wrap;gap:5px;margin:19px 0}.product-tags span{border:1px solid #d3cec4;padding:4px 7px;color:#74736f;font-size:7px;text-transform:uppercase;letter-spacing:.05em}.card-link{display:flex;align-items:center;justify-content:space-between;margin-top:auto;padding-top:18px;border-top:1px solid #d6d0c5;font-size:10px;font-weight:700}.card-link svg{width:16px;transition:transform .2s}.card-link:hover svg{transform:translateX(4px)}.affiliate-note{display:flex;align-items:center;gap:18px;margin-top:30px;padding:22px 25px;border:1px dashed #b8a985;background:#eee8db}.affiliate-note>svg{width:27px;color:#8d7447}.affiliate-note strong{font-size:11px}.affiliate-note p{margin:3px 0 0;color:#6f6a5f;font-size:10px}.decision-section{background:var(--ink);color:#fff}.section-intro--light>p{color:#9b9fa2}.decision-grid{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid #36383c}.decision-grid article{min-height:425px;padding:35px;position:relative;border-right:1px solid #36383c}.decision-grid article:last-child{border:0}.decision-grid article>span{position:absolute;right:28px;top:27px;color:#6f7276;font-size:9px}.decision-icon{width:54px;height:54px;display:grid;place-items:center;border:1px solid #45484b;color:var(--gold-light)}.decision-icon svg{width:24px}.decision-grid h3{font:500 25px/1.2 var(--display);margin:72px 0 17px}.decision-grid p{color:#a6a9ac;font-size:13px;line-height:1.75;margin:0}.decision-grid small{display:block;margin-top:30px;padding-top:17px;border-top:1px solid #34373a;color:#777b7e;font-size:9px}.decision-grid .decision-featured{background:var(--gold);color:#171717}.decision-featured .decision-icon{border-color:rgba(0,0,0,.3);color:#111}.decision-featured p,.decision-featured small{color:#473d2c}.decision-featured small{border-color:rgba(0,0,0,.15)}.finance-section{background:#e4e0d7}.finance-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:115px;align-items:center}.finance-copy>p:not(.section-no){color:#656564;max-width:430px;margin:27px 0 32px;line-height:1.75}.text-arrow{display:inline-flex;align-items:center;gap:35px;padding-bottom:7px;border-bottom:1px solid #9f8c66;font-size:11px;font-weight:700}.text-arrow svg{width:17px}.finance-cards{border-top:1px solid #c3beb3}.finance-cards article{display:grid;grid-template-columns:66px 1fr 46px;gap:25px;align-items:center;min-height:164px;border-bottom:1px solid #c3beb3;padding:22px 5px;transition:padding .2s,background .2s}.finance-cards article:hover{padding-left:20px;background:rgba(255,255,255,.25)}.finance-cards article>span{width:62px;height:62px;display:grid;place-items:center;border:1px solid #b8b1a4}.finance-cards article>span svg{width:26px}.finance-cards small{color:#8b744b;font-size:8px;letter-spacing:.14em}.finance-cards h3{font:600 25px/1.2 var(--display);margin:7px 0 5px}.finance-cards p{margin:0;color:#6e6d68;font-size:11px}.finance-cards article>a{width:42px;height:42px;display:grid;place-items:center;border:1px solid #aaa397}.finance-cards article>a svg{width:16px}.guide-section{background:#f8f7f3}.guide-head{display:grid;grid-template-columns:1fr .8fr;gap:100px;align-items:end;margin-bottom:45px}.guide-head>p{color:var(--muted);font-size:14px;line-height:1.75;margin:0}.faq-filter{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:28px}.faq-filter button{border:1px solid #d4d0c8;background:transparent;padding:10px 14px;font-size:9px;cursor:pointer}.faq-filter button:hover,.faq-filter button.is-active{background:var(--ink);border-color:var(--ink);color:#fff}.faq-list{border-top:1px solid #bebbb5}.faq-item{border-bottom:1px solid #bebbb5}.faq-item[hidden]{display:none}.faq-item h3{margin:0}.faq-item button{width:100%;display:flex;align-items:center;justify-content:space-between;gap:30px;border:0;background:transparent;padding:24px 5px;text-align:left;cursor:pointer}.faq-item button>span{display:grid;grid-template-columns:50px 1fr;align-items:center;font:500 15px/1.45 var(--display)}.faq-item button b{font:500 8px/1 var(--sans);color:#9a8153}.faq-item button i{position:relative;flex:0 0 30px;width:30px;height:30px;border:1px solid #c9c5bd;border-radius:50%}.faq-item button i::before,.faq-item button i::after{content:"";position:absolute;left:8px;right:8px;top:14px;height:1px;background:#2b2b2b;transition:.2s}.faq-item button i::after{transform:rotate(90deg)}.faq-item.is-open button i{background:var(--gold);border-color:var(--gold)}.faq-item.is-open button i::after{transform:none}.faq-answer{display:grid;grid-template-rows:0fr;transition:grid-template-rows .25s}.faq-answer>div{overflow:hidden}.faq-answer p{max-width:850px;margin:0;padding:0 40px 26px 55px;color:#626464;font-size:13px;line-height:1.78}.faq-item.is-open .faq-answer{grid-template-rows:1fr}.faq-disclaimer{max-width:760px;margin:28px 0 0;color:#91918f;font-size:9px}.request-section{background:#151619;color:#fff}.request-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:110px;align-items:start}.request-copy{padding-top:35px}.request-copy>p:not(.section-no){color:#a6aaad;max-width:470px;margin:28px 0;line-height:1.76}.request-copy ul{list-style:none;padding:0;margin:25px 0;color:#b7b9bb;font-size:11px}.request-copy li{display:flex;gap:9px;align-items:center;margin:10px 0}.request-copy li svg{width:14px;color:var(--gold)}.request-contact{margin-top:48px;padding-top:22px;border-top:1px solid #34373b;display:grid;gap:4px}.request-contact span{color:#727679;font-size:8px;text-transform:uppercase;letter-spacing:.12em}.request-contact a{font:500 21px/1.2 var(--display);color:var(--gold-light)}.request-form{background:#f4f1ea;color:#171717;padding:37px 40px;box-shadow:0 35px 80px rgba(0,0,0,.25);position:relative}.form-top{display:flex;justify-content:space-between;padding-bottom:22px;margin-bottom:25px;border-bottom:1px solid #d6d1c7;color:#8e7445;font-size:8px;letter-spacing:.14em}.form-top small{color:#8a8986;letter-spacing:0}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:13px}.field{display:grid;gap:7px;margin-bottom:14px}.field label{font-size:9px;font-weight:700}.field label small{font-weight:400;color:#777}.field input,.field select,.field textarea{width:100%;border:1px solid #d0cbc1;border-radius:0;background:#fff;min-height:49px;padding:12px 14px;color:#171717;outline:0;transition:.2s}.field textarea{resize:vertical;min-height:95px}.field input:focus,.field select:focus,.field textarea:focus{border-color:#9b7d43;box-shadow:0 0 0 2px rgba(155,125,67,.1)}.field .is-invalid,.consent.is-invalid{border-color:#a74438}.consent{display:flex;gap:9px;align-items:flex-start;margin:8px 0 22px;color:#656563;font-size:9px}.consent input{accent-color:#957538;margin-top:3px}.consent a{text-decoration:underline}.form-error{min-height:18px;margin:10px 0 0;color:#a33c31;font-size:9px}.form-trap{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.form-security{display:flex;align-items:center;justify-content:center;gap:6px;margin-top:12px;color:#898782;font-size:8px}.form-security svg{width:12px}.form-success{display:none;text-align:center;padding:30px 15px}.form-success.is-visible{display:block}.form-success>span{width:55px;height:55px;display:grid;place-items:center;margin:0 auto 17px;border-radius:50%;background:#dde8d8;color:#3f7636}.form-success svg{width:25px}.form-success h3{font:600 25px/1.2 var(--display);margin:0}.form-success p{color:#666}.request-form.is-success>*:not(.form-success):not(.form-top){display:none}.request-form.is-success .form-success{display:block}.site-footer{background:#0a0b0d;color:#fff;padding:75px 0 22px}.footer-top{display:grid;grid-template-columns:1.4fr repeat(3,.65fr);gap:60px;padding-bottom:55px}.pf-logo--footer{margin-bottom:18px}.footer-top>div:first-child>p{max-width:360px;color:#85898c;font-size:11px;line-height:1.7}.footer-top h2{margin:3px 0 18px;color:#d3b97f;font-size:8px;text-transform:uppercase;letter-spacing:.15em}.footer-top div:not(:first-child) a{display:block;color:#aeb1b3;font-size:10px;margin:10px 0}.footer-top a:hover{color:var(--gold-light)}.footer-bottom{display:flex;justify-content:space-between;gap:20px;padding-top:22px;border-top:1px solid #26282b;color:#666a6d;font-size:7px;text-transform:uppercase;letter-spacing:.1em}.mobile-cta{display:none}.noscript{position:fixed;z-index:1000;left:0;right:0;bottom:0;padding:12px;background:#ffe8ad;color:#2b2416;text-align:center;font-size:11px}.legal-page{background:#f4f1eb}.legal-page .site-header{position:relative;top:0;background:#111}.legal-page main{min-height:70vh;padding:100px 0}.legal-content{max-width:850px}.legal-content h1{font:500 clamp(50px,8vw,92px)/1 var(--display);letter-spacing:-.06em;margin:0 0 45px}.legal-placeholder{padding:30px;border:1px solid #c8a868;background:#fff7df;margin-bottom:30px}.legal-placeholder strong{color:#765b25}.legal-placeholder p{color:#685f4e;margin:8px 0 0}[data-reveal]{opacity:0;transform:translateY(20px);transition:opacity .7s ease,transform .7s ease}[data-reveal].is-visible{opacity:1;transform:none}

@media(max-width:1080px){.desktop-nav{display:none}.menu-button{display:block}.header-phone span{display:none}.header-phone{width:40px;height:40px;justify-content:center;border:1px solid rgba(255,255,255,.2)}.mobile-nav{position:fixed;display:grid;left:0;right:0;top:82px;padding:18px 24px 30px;background:#111317;transform:translateY(-140%);opacity:0;transition:.25s;z-index:-1}.site-header.is-sticky .mobile-nav,.site-header.is-scrolled .mobile-nav{top:82px}.mobile-nav.is-open{transform:none;opacity:1}.mobile-nav a{padding:13px 0;border-bottom:1px solid #2e3033;font-size:12px}.hero-inner{grid-template-columns:1fr .65fr;gap:42px}.hero h1{font-size:72px}.finder{padding:23px}.finder-grid{grid-template-columns:1fr}.finder-grid a{min-height:56px}.product-grid{grid-template-columns:repeat(2,1fr)}.finance-layout,.request-layout{gap:60px}.footer-top{grid-template-columns:1.2fr repeat(3,.7fr);gap:32px}}
@media(max-width:820px){.launch-note{font-size:8px}.site-header{top:28px;height:72px}.site-header.is-sticky{top:0}.shell{width:min(calc(100% - 32px),var(--shell))}.header-actions>.button{display:none}.mobile-nav,.site-header.is-sticky .mobile-nav,.site-header.is-scrolled .mobile-nav{top:72px}.pf-logo__mark{width:38px;height:38px}.hero,.hero-inner{min-height:auto}.hero-inner{grid-template-columns:1fr;padding-top:155px;padding-bottom:100px}.hero-copy{max-width:690px}.hero h1{font-size:clamp(56px,12vw,86px)}.hero-image{background-position:61% center}.hero-shade{background:linear-gradient(90deg,rgba(7,9,12,.93),rgba(7,9,12,.56)),linear-gradient(0deg,#080a0d 0%,transparent 55%)}.finder{max-width:600px}.finder-grid{grid-template-columns:1fr 1fr}.scroll-cue{display:none}.trust-strip .shell{overflow:auto;justify-content:flex-start}.trust-strip span,.trust-strip i{flex:0 0 auto}.section{padding:90px 0}.section-intro,.guide-head{grid-template-columns:1fr;gap:25px}.product-card{min-height:390px}.decision-grid{grid-template-columns:1fr}.decision-grid article{min-height:330px;border:0;border-bottom:1px solid #36383c}.decision-grid h3{margin-top:45px}.finance-layout,.request-layout{grid-template-columns:1fr;gap:55px}.finance-copy>p:not(.section-no){max-width:680px}.guide-head{margin-bottom:35px}.request-copy{padding-top:0}.request-copy>p:not(.section-no){max-width:650px}.footer-top{grid-template-columns:1fr 1fr}.footer-top>div:first-child{grid-column:1/-1}.footer-bottom{display:grid}.mobile-cta{position:fixed;z-index:95;left:12px;right:12px;bottom:10px;display:flex;justify-content:center;align-items:center;gap:8px;min-height:51px;background:var(--gold);color:#161616;font-size:11px;font-weight:700;box-shadow:0 12px 30px rgba(0,0,0,.28)}.mobile-cta svg{width:16px}.site-footer{padding-bottom:85px}}
@media(max-width:540px){html{scroll-padding-top:74px}.launch-note{padding:5px 10px}.launch-note span{display:none}.pf-logo__type small{display:none}.header-phone{display:none}.hero-inner{padding-top:135px;padding-bottom:72px}.hero h1{font-size:51px}.hero-lead{font-size:14px}.hero-actions{display:grid}.hero-actions .button{width:100%}.hero-proof{display:grid;gap:9px}.finder{padding:18px}.finder-grid{grid-template-columns:1fr}.finder-grid a{min-height:53px}.section{padding:70px 0}.section-intro h2,.guide-head h2,.finance-copy h2,.request-copy h2{font-size:42px}.section-intro{margin-bottom:38px}.product-grid{grid-template-columns:1fr}.product-card{min-height:360px}.affiliate-note{align-items:flex-start;padding:18px}.decision-grid article{padding:27px}.finance-cards article{grid-template-columns:55px 1fr 38px;gap:14px}.finance-cards article>span{width:52px;height:52px}.finance-cards h3{font-size:21px}.faq-filter{overflow-x:auto;flex-wrap:nowrap;padding-bottom:5px}.faq-filter button{flex:0 0 auto}.faq-item button{padding:20px 2px}.faq-item button>span{grid-template-columns:34px 1fr;font-size:13px}.faq-answer p{padding-left:35px;padding-right:8px;font-size:12px}.request-form{padding:28px 20px}.field-row{grid-template-columns:1fr;gap:0}.footer-top{grid-template-columns:1fr 1fr;gap:30px 20px}.footer-top>div:first-child{grid-column:1/-1}.footer-bottom span:nth-child(2){display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition-duration:.01ms!important;animation-duration:.01ms!important}[data-reveal]{opacity:1;transform:none}}
.hero-image{background-image:url("pf-finanzen-hero.jpg")}

/* Vollständiger Versicherungsfinder */
.all-insurance-head{display:grid;grid-template-columns:1.1fr .9fr;gap:90px;align-items:end;margin:115px 0 42px;padding-top:85px;border-top:1px solid var(--line)}
.all-insurance-head h2{font:500 clamp(44px,5vw,68px)/1.02 var(--display);letter-spacing:-.058em;margin:0}
.all-insurance-head h2 em{font-style:normal;color:#a28754}
.all-insurance-head>div:last-child{display:grid;grid-template-columns:85px 1fr;align-items:center;gap:0 17px}
.all-insurance-head strong{grid-row:1/3;font:500 64px/1 var(--display);letter-spacing:-.06em;color:#a28754}
.all-insurance-head span{font:600 13px/1.35 var(--display);max-width:210px}
.all-insurance-head>div:last-child p{grid-column:1/3;color:var(--muted);font-size:12px;line-height:1.7;margin:18px 0 0}
.category-jump{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line);margin-bottom:28px}
.category-jump a{display:flex;align-items:center;gap:11px;min-height:57px;padding:12px 15px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);font-size:9px;color:#64635f;transition:.2s}
.category-jump a:hover{background:var(--ink);color:#fff}
.category-jump b{display:grid;place-items:center;width:25px;height:25px;background:#ded8cc;color:#7b6235;font-size:8px}
.category-jump a:hover b{background:var(--gold);color:#111}
.insurance-category-grid{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line);border-left:1px solid var(--line)}
.insurance-category{padding:34px 36px 38px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#f6f4ef;scroll-margin-top:105px}
.insurance-category:nth-child(4n+2),.insurance-category:nth-child(4n+3){background:#ebe7de}
.insurance-category__head{display:flex;justify-content:space-between;align-items:flex-start}
.insurance-category__icon{display:grid;place-items:center;width:50px;height:50px;border:1px solid #c9c3b8;color:#826b3f}
.insurance-category__icon svg{width:23px}
.insurance-category__number{font:500 10px/1 var(--display);color:#9b9993}
.insurance-category__count{margin:32px 0 8px!important;color:#92794b!important;font-size:8px!important;letter-spacing:.15em!important}
.insurance-category h3{font:600 27px/1.2 var(--display);letter-spacing:-.04em;margin:0 0 11px}
.insurance-category>p:not(.insurance-category__count){max-width:490px;color:var(--muted);font-size:11px;line-height:1.7;margin:0 0 25px}
.insurance-category__links{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #d2cdc3;border-left:1px solid #d2cdc3}
.insurance-category__links a{display:grid;grid-template-columns:1fr 14px;align-items:center;gap:8px;min-height:52px;padding:10px 13px;border-right:1px solid #d2cdc3;border-bottom:1px solid #d2cdc3;background:rgba(255,255,255,.26);font-size:9px;line-height:1.35;transition:.2s}
.insurance-category__links a:hover{background:var(--gold);color:#111}
.insurance-category__links svg{width:13px;color:#92794b;transition:transform .2s}
.insurance-category__links a:hover svg{color:#111;transform:translateX(2px)}

@media(max-width:820px){.all-insurance-head{grid-template-columns:1fr;gap:28px;margin-top:85px;padding-top:65px}.category-jump{grid-template-columns:1fr 1fr}.insurance-category-grid{grid-template-columns:1fr}.insurance-category:nth-child(odd){background:#f6f4ef}.insurance-category:nth-child(even){background:#ebe7de}}
@media(max-width:540px){.all-insurance-head{margin-top:65px;padding-top:55px}.all-insurance-head h2{font-size:41px}.all-insurance-head strong{font-size:52px}.category-jump{grid-template-columns:1fr}.category-jump a{min-height:48px}.insurance-category{padding:27px 20px 29px}.insurance-category h3{font-size:24px}.insurance-category__links{grid-template-columns:1fr}.insurance-category__links a{min-height:47px;font-size:10px}}

/* Navigation mit Sparten-Megamenü */
.header-inner{position:relative}.nav-dropdown{height:82px;display:flex;align-items:center}.nav-dropdown summary{list-style:none;cursor:pointer;font-size:12px;color:#d7d7d7}.nav-dropdown summary::-webkit-details-marker{display:none}.nav-dropdown summary::after{content:"+";margin-left:7px;color:var(--gold)}.nav-dropdown[open] summary::after{content:"−"}.mega-menu{position:absolute;left:0;right:0;top:81px;display:grid;grid-template-columns:.68fr 1.32fr;gap:1px;background:#2d3034;border:1px solid #35383c;box-shadow:0 35px 80px rgba(0,0,0,.35);color:#fff}.mega-menu__intro{background:#17191c;padding:32px}.mega-menu__intro>span{color:#8a8e91;font-size:7px;letter-spacing:.15em}.mega-menu__intro>strong{display:block;font:500 24px/1.18 var(--display);margin:20px 0 32px}.mega-menu__intro>a{display:flex;align-items:center;justify-content:space-between;color:var(--gold-light);font-size:9px;border-top:1px solid #383b3e;padding-top:17px}.mega-menu__intro>a svg{width:15px}.mega-menu__grid{display:grid;grid-template-columns:1fr 1fr;background:#25282c}.mega-menu__grid>a{display:grid;grid-template-columns:30px 1fr 14px;gap:10px;align-items:center;min-height:72px;padding:14px 18px;border-right:1px solid #373a3e;border-bottom:1px solid #373a3e;transition:.2s}.mega-menu__grid>a:hover{background:var(--gold);color:#111}.mega-menu__grid>a>b{font-size:8px;color:var(--gold)}.mega-menu__grid>a:hover>b{color:#111}.mega-menu__grid>a span{display:grid;gap:4px}.mega-menu__grid>a strong{font:500 11px/1.2 var(--display)}.mega-menu__grid>a small{color:#888c8f;font-size:7px}.mega-menu__grid>a:hover small{color:#55482e}.mega-menu__grid>a>svg{width:12px}.mobile-subnav{border-bottom:1px solid rgba(255,255,255,.1)}.mobile-subnav summary{list-style:none;padding:13px 0;font-size:12px;font-weight:600}.mobile-subnav summary::-webkit-details-marker{display:none}.mobile-subnav summary::after{content:"+";float:right;color:var(--gold)}.mobile-subnav[open] summary::after{content:"−"}.mobile-subnav a{padding-left:15px!important;color:#aeb2b4!important;font-size:10px!important}

/* Portal-, Sparten- und Produktseiten */
.portal-page{background:#f4f2ed}.site-header--inner{position:fixed;top:0;background:rgba(17,18,20,.97)}.breadcrumbs{display:flex;align-items:center;flex-wrap:wrap;gap:9px;color:#8f9295;font-size:8px;text-transform:uppercase;letter-spacing:.09em;margin-bottom:50px}.breadcrumbs a:hover{color:var(--gold-light)}.breadcrumbs b{color:#d6d7d8;font-weight:500}.portal-hero,.category-hero,.product-hero{background:#111316;color:#fff;padding:155px 0 90px}.portal-hero__grid{display:grid;grid-template-columns:1.1fr .62fr;gap:100px;align-items:end}.portal-hero h1,.category-hero h1,.product-hero h1{font:500 clamp(54px,7vw,94px)/.94 var(--display);letter-spacing:-.066em;margin:0}.portal-hero h1 em{font-style:normal;color:transparent;-webkit-text-stroke:1px rgba(255,255,255,.55)}.portal-hero__grid>div:last-child{display:grid;grid-template-columns:100px 1fr;align-items:center}.portal-hero__grid>div:last-child>strong{grid-row:1/3;font:500 77px/1 var(--display);color:var(--gold)}.portal-hero__grid>div:last-child>span{font:500 16px/1.3 var(--display);max-width:160px}.portal-hero__grid>div:last-child>p{grid-column:1/3;color:#9da1a4;font-size:12px;line-height:1.75;margin:24px 0 0}.portal-categories{padding:90px 0 120px}.portal-category-grid{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line);border-left:1px solid var(--line)}.portal-category-card{display:flex;flex-direction:column;min-height:510px;padding:34px 36px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#f7f5f0}.portal-category-card:nth-child(4n+2),.portal-category-card:nth-child(4n+3){background:#ebe7de}.portal-category-card>div:first-child{display:flex;justify-content:space-between}.portal-category-card>div:first-child span{font:500 10px/1 var(--display);color:#9a8254}.portal-category-card>div:first-child svg{width:24px;color:#8d7548}.portal-category-card>p:nth-of-type(1){margin:52px 0 8px;color:#8c7448;font-size:8px;letter-spacing:.15em}.portal-category-card h2{font:600 31px/1.15 var(--display);letter-spacing:-.045em;margin:0 0 15px}.portal-category-card>p:nth-of-type(2){color:var(--muted);font-size:11px;line-height:1.7;margin:0}.portal-category-card ul{list-style:none;padding:18px 0 0;margin:20px 0;border-top:1px solid #d2cdc3;color:#5e5d59;font-size:9px;columns:2}.portal-category-card li{margin:8px 0;break-inside:avoid}.portal-category-card>a{display:flex;align-items:center;justify-content:space-between;margin-top:auto;border-top:1px solid #d2cdc3;padding-top:18px;font-size:10px;font-weight:700}.portal-category-card>a svg{width:16px}.portal-cta{background:#202225;color:#fff;padding:70px 0}.portal-cta .shell{display:flex;align-items:center;justify-content:space-between;gap:55px}.portal-cta h2{font:500 42px/1.1 var(--display);letter-spacing:-.05em;margin:0}.portal-cta p:not(.section-no){max-width:650px;color:#9ca0a2;font-size:12px}.category-hero__grid{display:grid;grid-template-columns:1fr 230px;gap:100px;align-items:end}.category-hero h1{font-size:clamp(45px,5.5vw,72px);max-width:930px}.category-hero__grid>div>p:last-child{max-width:760px;color:#a7aaad;line-height:1.75;margin:28px 0 0}.category-hero aside{min-height:220px;border:1px solid #36393d;display:grid;align-content:center;justify-items:center}.category-hero aside>span{color:#777b7e;font-size:9px}.category-hero aside>strong{font:500 70px/1 var(--display);color:var(--gold);margin:18px 0 8px}.category-hero aside>small{color:#939699;font-size:8px}.category-products{padding:110px 0}.category-products__head{display:grid;grid-template-columns:1.1fr .7fr;gap:100px;align-items:end;margin-bottom:50px}.category-products__head h2,.category-context h2{font:500 clamp(42px,5vw,66px)/1.04 var(--display);letter-spacing:-.055em;margin:0}.category-products__head h2 em{font-style:normal;color:#a28754}.category-products__head>p{color:var(--muted);font-size:12px;line-height:1.75}.category-product-grid{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line);border-left:1px solid var(--line)}.category-product-grid>a{display:grid;grid-template-columns:35px 1fr 20px;gap:14px;align-items:center;min-height:94px;padding:18px 22px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#f9f7f2;transition:.2s}.category-product-grid>a:hover{background:var(--gold)}.category-product-grid>a>span{font-size:8px;color:#947a4a}.category-product-grid>a>div{display:grid;gap:6px}.category-product-grid>a small{color:#969590;font-size:7px;text-transform:uppercase;letter-spacing:.1em}.category-product-grid>a strong{font:500 15px/1.25 var(--display)}.category-product-grid>a>svg{width:15px}.category-context{padding:105px 0;background:#e4e0d7}.category-context .shell{display:grid;grid-template-columns:.8fr 1.2fr;gap:110px;align-items:center}.category-context>div>div>p:last-child{color:var(--muted);line-height:1.75}.category-context ol{list-style:none;padding:0;margin:0;border-top:1px solid #c2bdb2}.category-context li{display:grid;grid-template-columns:50px 1fr;gap:20px;padding:24px 5px;border-bottom:1px solid #c2bdb2}.category-context li>span{font-size:8px;color:#917848}.category-context li strong{font:600 16px/1.2 var(--display)}.category-context li p{color:#6b6b67;font-size:10px;margin:5px 0 0}.product-hero{padding-bottom:100px}.product-hero__grid{display:grid;grid-template-columns:1fr 330px;gap:85px;align-items:center}.product-hero h1{font-size:clamp(50px,6vw,82px)}.product-hero h2{font:400 clamp(24px,3vw,38px)/1.2 var(--display);letter-spacing:-.04em;color:var(--gold-light);max-width:850px;margin:24px 0}.product-hero__grid>div>p:not(.section-no){max-width:790px;color:#afb2b4;font-size:14px;line-height:1.8}.product-hero__grid>div>div{display:flex;gap:10px;flex-wrap:wrap;margin-top:32px}.product-hero aside{border:1px solid #3a3d41;padding:31px;background:#181a1e}.product-hero aside>span{width:48px;height:48px;display:grid;place-items:center;border:1px solid #44484c;color:var(--gold)}.product-hero aside>span svg{width:22px}.product-hero aside>small{display:block;margin-top:45px;color:#7f8386;font-size:7px;letter-spacing:.14em}.product-hero aside>strong{display:block;font:500 25px/1.2 var(--display);margin:10px 0 25px}.product-hero aside ul{list-style:none;padding:18px 0 0;margin:0;border-top:1px solid #35383c;color:#a9acae;font-size:9px}.product-hero aside li{display:flex;align-items:center;gap:8px;margin:10px 0}.product-hero aside li svg{width:13px;color:var(--gold)}.product-why{padding:80px 0;background:#e5e1d8}.product-why .shell{display:grid;grid-template-columns:.65fr 1.35fr;gap:90px;align-items:start}.product-why h2{font:500 40px/1.1 var(--display);letter-spacing:-.045em;margin:0}.product-why .shell>p{font:400 clamp(19px,2.2vw,29px)/1.55 var(--display);letter-spacing:-.025em;margin:0;color:#3b3c3b}.product-scope{padding:105px 0}.product-scope>.shell:first-child{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line);border-left:1px solid var(--line)}.scope-card{padding:40px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#eeeae2}.scope-card--covered{background:#1d1f22;color:#fff}.scope-card h2{font:500 32px/1.2 var(--display);letter-spacing:-.04em;margin:0 0 35px}.scope-card ul{list-style:none;padding:0;margin:0;border-top:1px solid rgba(120,120,120,.28)}.scope-card li{display:grid;grid-template-columns:22px 1fr;gap:12px;padding:17px 0;border-bottom:1px solid rgba(120,120,120,.28);font-size:11px;line-height:1.55}.scope-card li svg{width:15px;color:var(--gold)}.scope-card li>span:first-child{color:#9a8255}.scope-note{color:#8a8985;font-size:8px;margin-top:20px}.product-criteria{background:#15171a;color:#fff;padding:105px 0}.product-criteria .shell{display:grid;grid-template-columns:.85fr 1.15fr;gap:110px;align-items:center}.product-criteria h2,.product-process h2{font:500 clamp(42px,5vw,66px)/1.03 var(--display);letter-spacing:-.055em;margin:0}.product-criteria h2 em,.product-process h2 em{font-style:normal;color:var(--gold)}.product-criteria .shell>div>p:last-child{color:#989c9f;font-size:12px;line-height:1.7;max-width:470px}.product-criteria ol{list-style:none;padding:0;margin:0;border-top:1px solid #383b3f}.product-criteria li{display:grid;grid-template-columns:50px 1fr;padding:21px 5px;border-bottom:1px solid #383b3f}.product-criteria li span{color:var(--gold);font-size:8px}.product-criteria li strong{font:500 15px/1.35 var(--display)}.comparison-section{padding:110px 0;background:#dcd7cc}.comparison-placeholder{max-width:900px;margin:auto;text-align:center;background:#f7f4ec;border:1px solid #c8b98f;padding:60px}.comparison-placeholder>span{display:grid;place-items:center;width:60px;height:60px;margin:auto;border:1px solid #b5a374;color:#8d7445}.comparison-placeholder>span svg{width:27px}.comparison-placeholder .section-no{margin-top:30px}.comparison-placeholder h2{font:500 clamp(37px,4vw,55px)/1.1 var(--display);letter-spacing:-.05em;margin:0}.comparison-placeholder>p:not(.section-no){max-width:650px;margin:20px auto;color:#6f6c64;font-size:12px;line-height:1.7}.comparison-placeholder>div{display:grid;gap:4px;width:max-content;max-width:100%;margin:25px auto;padding:12px 20px;border:1px dashed #b8ae99}.comparison-placeholder code{font-size:10px;color:#765e31}.comparison-placeholder small{font-size:7px;color:#99958d;text-transform:uppercase}.comparison-frame{background:#fff;border:1px solid #c7c2b8;min-height:720px}.comparison-frame iframe{width:100%;height:850px;border:0;display:block}.product-process{padding:105px 0;background:#f7f5f0}.product-process>.shell{display:grid;grid-template-columns:.72fr 1.28fr;gap:100px}.product-process__steps{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}.product-process__steps article{min-height:270px;padding:25px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.product-process__steps article>span{color:#907647;font-size:8px}.product-process__steps h3{font:600 18px/1.3 var(--display);margin:75px 0 10px}.product-process__steps p{color:#6b6c69;font-size:10px;line-height:1.6}.product-faq{padding:105px 0;background:#ebe7de}.product-faq>.shell{display:grid;grid-template-columns:.6fr 1.4fr;gap:100px}.product-faq__head h2{font:500 40px/1.15 var(--display);letter-spacing:-.045em;margin:0}.related-products{padding:90px 0}.related-products>.shell>div:first-child{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:35px}.related-products h2{font:500 35px/1.2 var(--display);letter-spacing:-.04em;margin:0}.related-products>.shell>div:last-child{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}.related-products a{display:grid;grid-template-columns:1fr 18px;min-height:150px;padding:25px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#f8f6f1}.related-products a small{grid-column:1/3;color:#92794a;font-size:7px;text-transform:uppercase}.related-products a strong{font:500 16px/1.3 var(--display);align-self:end}.related-products a svg{width:16px;align-self:end}.related-products a:hover{background:var(--gold)}

@media(max-width:1080px){.nav-dropdown{display:none}.product-hero__grid{grid-template-columns:1fr 280px;gap:45px}.product-criteria .shell,.category-context .shell{gap:60px}.product-process>.shell{grid-template-columns:1fr;gap:45px}}
@media(max-width:820px){.portal-hero,.category-hero,.product-hero{padding-top:125px}.portal-hero__grid,.category-hero__grid,.product-hero__grid,.product-why .shell,.category-products__head,.category-context .shell,.product-criteria .shell,.product-faq>.shell{grid-template-columns:1fr;gap:40px}.portal-category-grid,.category-product-grid,.product-scope>.shell:first-child{grid-template-columns:1fr}.portal-category-card:nth-child(odd){background:#f7f5f0}.portal-category-card:nth-child(even){background:#ebe7de}.category-hero aside{min-height:170px}.product-hero aside{max-width:500px}.product-process__steps{grid-template-columns:1fr}.product-process__steps article{min-height:210px}.product-process__steps h3{margin-top:45px}.related-products>.shell>div:last-child{grid-template-columns:1fr}.portal-cta .shell{align-items:flex-start;flex-direction:column}}
@media(max-width:540px){.breadcrumbs{margin-bottom:35px}.portal-hero h1,.category-hero h1,.product-hero h1{font-size:45px}.portal-hero__grid>div:last-child>strong{font-size:60px}.portal-categories,.category-products,.product-scope,.product-criteria,.comparison-section,.product-process,.product-faq{padding:70px 0}.portal-category-card{min-height:470px;padding:28px 22px}.category-product-grid>a{min-height:82px;padding:15px}.product-hero h2{font-size:25px}.product-hero__grid>div>div{display:grid}.product-hero__grid>div>div .button{width:100%}.product-why .shell>p{font-size:20px}.scope-card{padding:29px 21px}.comparison-placeholder{padding:40px 20px}.comparison-frame{min-height:620px}.comparison-frame iframe{height:720px}.product-process__steps{grid-template-columns:1fr}.related-products>.shell>div:first-child{align-items:flex-start;flex-direction:column}}